Terry counsels insurers on complex and high-exposure claims. He is often called on to provide advice on insurance law, policy interpretation and claims-handling issues, and to evaluate and respond to coverage disputes and allegations of bad faith. Where possible, he works with clients to resolve such disputes before coverage litigation ensues. However, when litigation is necessary or appropriate, Terry brings his years of experience representing insurers in arbitrations and trials and in appellate courts throughout the country to achieve successful outcomes for his clients.
He regularly defends insurers in bad faith suits and defends and prosecutes declaratory relief actions on behalf of his clients. He represents insurers in actions against insureds and others for breach of contract, misrepresentation, rescission, insurance fraud, recoupment, contribution and indemnity, and has recovered millions for his clients. A client reported to Chambers USA that Terry “has a deep understanding of insurance coverage issues and how best to navigate those issues in litigation, both substantively and procedurally.”
While Terry has advised insurers on virtually every type of insurance, he most frequently advises clients on professional liability (including accountants, lawyers, architects and engineers, real estate agents, insurance agents, seedsmen, and others); employment practices liability; private company D&O; healthcare management; general liability; environmental and pollution liability; product liability; product contamination; construction defect; educators liability; and umbrella, excess and media policies. Terry has also assisted clients in policy drafting and in responding to investigations by regulators.