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Julie Arvo MacKenzie has more than 25 years’ business transactions experience. Before joining Engelman Berger, Julie formed her own law firm and also practiced at large national law firms, where she concentrated primarily in public finance, including bond financing transactions for numerous housing, hospital, education, and economic development projects. Julie then continued her career as in-house counsel for a health care conduit bond issuing authority, where she focused on her passion for providing client-friendly service.

Julie is a respected advisor and counsel to nonprofit organizations and political subdivisions, skillfully assisting clients navigate the often perplexing steps involved in bond transactions. Julie understands her clients have a business to run and that debt financing is only one of the challenges they face. She has extensive knowledge of all aspects of tax-exempt bond issuance, including disclosure, compliance, corporate governance, equipment leasing, governmental authority, and debt restructuring. In her 30-year legal career, Julie has represented virtually every type of financing participant (borrowers, banks, issuers, lenders, developers, underwriters and trustees).

Julie’s practice is relatively broad, providing counsel to corporate management and boards of directors on legal matters and business issues involving project financing for health facilities, schools, universities, governmental entities, senior living, and multifamily housing. Julie advises on a variety of complex business transactions such as tax-exempt bond issuance, bank loans, lease-purchase structures, debt refinancing, and bond defaults. Her clients have ranged in size and scope from large national health care systems and leading higher education institutions, to local health and social service providers, cultural organizations, and municipalities.

Contact & Links


  • 2800 North Central Avenue, Suite 1200
    Phoenix, AZ 85004


  • University of Michigan, Juris Doctor, graduated 1987
  • University of Michigan, Bachelor of Arts, graduated 1983

Bar Admissions

  • Arizona, Arizona State Bar

Court Admissions

  • U.S. District Court for District of Arizona

Recognized in The Best Lawyers® in America 2023 for work in:

  • Health Care Law


  • AV-Rated by Martindale Hubbell Peer-Review Ratings®

Additional Areas of Practice:

  • Equipment Finance Law
  • Municipal Law
  • Public Finance Law

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