Insight

Facing the Snake Pit

Facing the Snake Pit

Lisa S. Kantor

Written by Lisa S. Kantor

Published: November 3, 2022

Lisa Kantor fights insurance companies who deny treatment coverage for eating disorders

BY C.A. HUDAK

Lisa Kantor fell into representing people with eating disorders mostly by accident.

In 2006, the employee benefits and appellate attorney began representing a UC Santa Barbara student who returned home from her first semester suffering from an eating disorder. Treatment proved challenging: Her psychiatrist wanted to medicate her; group therapy sessions were often empty; and the insurance provider declined to cover treatment. To pay for it all, her parents had to mortgage their home.

In trying to get the insurance reimbursement for the family, Kantor lost the case. "And I don’t like losing," she says.

She quickly filed an appeal with the 9th Circuit.

"The first question I got from the panel was ‘How is she doing?’" Kantor says. Decades later, she still sounds surprised by the moment. A judge wondering about a client’s health? Even better: In an unpublished decision, that three-judge panel found for Kantor’s client, and chided the insurance company for its denial of coverage.

The more Kantor researched, the more she realized how much attorneys were needed in the eating-disorder area.

"Insurance companies were running roughshod because people were so ill and didn’t have the ability to fight back," she says.

That’s why, 20 years ago, Kantor and her husband, Glenn, founded Kantor & Kantor, where they focus on insurance and disability claims. Kantor describes the shift in her practice as a win-win. The underrepresented got a strong advocate and she found the work fulfilling.

Since then, she’s not only watched the field develop, she’s contributed to those developments. Mental health parity laws have provided important guideposts, and judicial decisions in Kantor’s cases have been helpful in enforcing those laws. Two cases she was involved with stand out: Harlick v. Blue Shield of California and Rea v. Blue Shield of California. "They were the first cases to interpret the California Mental Health Parity Act and what the scope of it was," Kantor says.

But Kantor still finds a stigma attached to eating disorders.

"We still face the issue of: ‘Why don’t you just eat? Isn’t this a privileged white woman’s disease?’ … I still get pleadings from defense lawyers who describe treatment facilities as spas."

Many people, she adds, think it’s a choice and not a true disease, whereas Kantor, and the medical community, have found the opposite. She says disorders are in large part a coping mechanism for some larger issue—often, she’s found, patients have suffered sexual or physical abuse. "The disorder is telling the patient, ‘Don’t listen to anybody else; listen to me.’" Patients, she says, wind up thinking: "The eating disorder says it will protect me and nobody else can."

Merely seeking treatment is frightening enough. "Imagine if you were afraid of snakes," Kantor says, "and something was protecting you from snakes, and the rest of the world was telling you to walk into a snake pit." The first time one client was taken home—within a half hour of leaving medical supervision—she tried to strangle herself with the car seat belt.

"Eating disorders are akin to cancer," Kantor says. "They go into remission and flare up again. And just like cancer, you can’t predict who will relapse and who won’t."

Meanwhile, she says, "insurance companies have this attitude that they don’t have to bring [an eating disorder] patient to full recovery. They can get them 85 percent or 90 percent of the way there." Kantor sighs. "Imagine if we said that for people with cancer."

In Her Own Words

It’s interesting how life works. On this parallel track [at the time of my first eating-disorder case], my niece came to live with us and it turned out she had an eating disorder. She was living with us and working with us and struggling. I didn’t know that much at the time; I’ve learned on the job how to help her. It became personal along the way.

The end of the story is ironic and beautiful. She fell in love with one of my lawyers and they got married. She had twins and then another baby. She’s in full recovery and happy. –Lisa Kantor

Learn More About:

Bad Faith

Bad Faith Insurance Attorney

Eating Disorders

Related Articles

Defending against Claims of Bad Faith Failure to Settle


by Sharon D. Stuart

Recent lessons from the Eleventh Circuit.

Man in garnet shirt doesn't have enough cash to pay for car due to bad debt

Trending Articles

Recognizing Legal Leaders: The 2027 Best Lawyers Awards in Australia, Japan and Singapore


by Jamilla Tabbara

Market drivers, diversity trends and the elite practitioners shaping the legal landscape.

Illustrated maps of Australia, Japan and Singapore displayed with their national flags, representing

How Far Back Can the IRS Audit You?


by Bryan Driscoll

Clear answers on IRS statutes of limitations, recordkeeping and what to do if you are under review.

Gloved hand holding a spread of one-hundred-dollar bills near an IRS tax document

Musk v. Altman: The Lawyers Behind the Case


by Jamilla Tabbara

Meet the Trial Lawyers Shaping One of AI's Biggest Legal Disputes.

Portrait photos of Elon Musk and Sam Altman positioned in front of the OpenAI logo.

The Best Lawyers in France 2027: Peer-Reviewed Excellence


by Jamilla Tabbara

Seventeen editions of peer trust, a growing profession and a dynamic legal market.

3D Map of France with National Flag Graphic

Announcing the 2027 Best Lawyers Awards: Austria, Germany and Switzerland


by Jamilla Tabbara

Celebrating the legal professionals throughout Central Europe.

Graphic displaying three-dimensional map cutouts of Austria, Germany and Switzerland.

The Legal Teams Behind the Blake Lively–Justin Baldoni Settlement


by Grace Greer

A closer look at the legal teams and attorneys involved in the Blake Lively–Justin Baldoni litigation and its resolution.

Split-screen image of Blake Lively and Justin Baldoni

How AI Is Changing the Way Clients Find Lawyers


by Jamilla Tabbara

Best Lawyers CEO Phil Greer explains how AI-driven search tools are reshaping legal marketing and why credibility markers matter.

AI chat bubble icon with stars representing artificial intelligence transforming client-lawyer conne

Colorado’s 2026 Water Rights Battles


by Bryan Driscoll

A new era of conflict begins.

Colorado Water Rights 2026: A New Era of Conflict headline

When Is It Too Late to Stop Foreclosure?


by Bryan Driscoll

Understanding the foreclosure timeline, critical deadlines and the legal options that may still protect your home.

Miniature house model on orange background surrounded by thumbtacks representing foreclosure

Can You Go to Jail at an Arraignment?


by Bryan Driscoll

Understanding What Happens at Your First Court Appearance.

A heavy chain lying on the ground in the foreground with a blurred figure standing in the background

What’s the Difference Between DUI and DWI?


by Bryan Driscoll

Understanding the terminology and consequences of impaired driving charges.

Driver during nighttime police traffic stop with officer's flashlight shining through car window

How to Choose a Personal Injury Lawyer


by Bryan Driscoll

Finding the right legal representation after an injury is a critical decision that requires careful evaluation. 

3D scene representing the deliberative process of choosing a personal injury attorney

What Happens if You Don't File Taxes


by Bryan Driscoll

The penalties are real, but so are your options. Here's what the IRS can do and what you can do about it.

A torn dollar bill revealing a watchful eye, surrounded by flying documents

When to Get a Lawyer for Work Injury


by Bryan Driscoll

Understanding your rights and navigating the complexity of workers’ compensation claims.

Injured worker receiving medical attention at workplace

What Disqualifies You From Filing Bankruptcies


by Bryan Driscoll

A guide to navigating eligibility, the means test and the legal hurdles of declaring bankruptcy.

A silhouette of a large hand pushing over a row of falling dominos toward a small figure standing be

Legal Separation vs. Divorce


by Bryan Driscoll

A clear guide to understanding the legal, financial and emotional differences between separating and ending a marriage.

Miniature figures of two people standing apart with a child figure between them on a cracked surface