Best Lawyers for Insurance Law in Spain

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Eduardo Albors
Lawyer
Eduardo Albors was awarded  "Lawyer of the Year" in

Eduardo Albors

Albors Galiano Portales
  • Location:
    Madrid, Spain
  • Practice Areas:
    Insurance Law Maritime Law Transportation Law
Pablo Berenguer
Lawyer
Pablo Berenguer was awarded  "Lawyer of the Year" in

Pablo Berenguer

Bird & Bird (International) LLP
  • Location:
    Madrid, Spain
  • Practice Areas:
    Arbitration and Mediation Insurance Law Information Technology Law Intellectual Property Law Litigation
Jaime Bofill
Lawyer
Jaime Bofill was awarded  "Lawyer of the Year" in

Jaime Bofill

Hogan Lovells International LLP
  • Location:
    Madrid, Spain
  • Practice Areas:
    Litigation Insurance Law
Carlos Bonhome
Lawyer
Carlos Bonhome was awarded  "Lawyer of the Year" in

Carlos Bonhome

Cuatrecasas, S.L.P.
  • Location:
    Madrid, Spain
  • Practice Areas:
    Banking and Finance Law Insurance Law
Paulino Fajardo
Lawyer
Paulino Fajardo was awarded 2019 "Lawyer of the Year" in Elasticsearch.PracticeArea

Paulino Fajardo

Herbert Smith Freehills Spain LLP
  • Location:
    Madrid, Spain
  • Practice Areas:
    Insurance Law Litigation
Borja Fernandez de Troconiz
Lawyer
Borja Fernandez de Troconiz was awarded  "Lawyer of the Year" in

Borja Fernandez de Troconiz

Linklaters LLP
  • Location:
    Madrid, Spain
  • Practice Areas:
    Energy Law Arbitration and Mediation Corporate and M&A Law Insurance Law Litigation
Carlos Ferrer
Lawyer
Carlos Ferrer was awarded  "Lawyer of the Year" in

Carlos Ferrer

Cuatrecasas, S.L.P.
  • Location:
    Madrid, Spain
  • Practice Areas:
    Financial Institutions Tax Law Insurance Law
Ignacio Figuerol
Lawyer
Ignacio Figuerol was awarded  "Lawyer of the Year" in

Ignacio Figuerol

  • Location:
    Madrid, Spain
  • Practice Areas:
    Insurance Law
Lawyer
  • Location:
    Madrid, Spain
  • Practice Areas:
    Corporate and M&A Law Private Equity Law Insurance Law
Jesús Mardomingo
Lawyer
Jesús Mardomingo was awarded  "Lawyer of the Year" in

Jesús Mardomingo

  • Location:
    Madrid, Spain
  • Practice Areas:
    Corporate and M&A Law Insurance Law Banking and Finance Law
Fernando Mínguez
Lawyer
Fernando Mínguez was awarded  "Lawyer of the Year" in

Fernando Mínguez

Cuatrecasas, S.L.P.
  • Location:
    Madrid, Spain
  • Practice Areas:
    Banking and Finance Law Financial Institutions Corporate and M&A Law Insurance Law
Carlos Peña Boada
Lawyer
Carlos Peña Boada was awarded  "Lawyer of the Year" in

Carlos Peña Boada

CMS Albiñana & Suárez de Lezo
  • Location:
    Madrid, Spain
  • Practice Areas:
    Insurance Law Banking and Finance Law Corporate and M&A Law
Javier Portales
Lawyer
Javier Portales was awarded 2019 "Lawyer of the Year" in Elasticsearch.PracticeArea

Javier Portales

Albors Galiano Portales
  • Location:
    Madrid, Spain
  • Practice Areas:
    Insurance Law Maritime Law Transportation Law
Eduardo Ramírez
Lawyer
Eduardo Ramírez was awarded  "Lawyer of the Year" in

Eduardo Ramírez

Cuatrecasas, S.L.P.
  • Location:
    Madrid, Spain
  • Practice Areas:
    Corporate and M&A Law Insurance Law Banking and Finance Law
Antonio Rego López
Lawyer
Antonio Rego López was awarded  "Lawyer of the Year" in

Antonio Rego López

Garrigues
  • Location:
    Bilbao, Spain
  • Practice Areas:
    Corporate and M&A Law Insurance Law
Fernando Remón
Lawyer
Fernando Remón was awarded  "Lawyer of the Year" in

Fernando Remón

Cuatrecasas, S.L.P.
  • Location:
    Madrid, Spain
  • Practice Areas:
    Insurance Law Tax Law Banking and Finance Law Financial Institutions
Adolfo Rovira
Lawyer
Adolfo Rovira was awarded  "Lawyer of the Year" in

Adolfo Rovira

Cuatrecasas, S.L.P.
  • Location:
    Barcelona, Spain
  • Practice Areas:
    Insurance Law Banking and Finance Law Economist Tax Law
Joaquín Ruiz Echauri
Lawyer
Joaquín Ruiz Echauri was awarded  "Lawyer of the Year" in

Joaquín Ruiz Echauri

Hogan Lovells International LLP
  • Location:
    Madrid, Spain
  • Practice Areas:
    Corporate and M&A Law Litigation Insurance Law
Jordi Sagrera Rull
Lawyer
Jordi Sagrera Rull was awarded  "Lawyer of the Year" in

Jordi Sagrera Rull

Sagrera Abogados
  • Location:
    Madrid, Spain
  • Practice Areas:
    Litigation Real Estate Law Insurance Law
Guillermo San Pedro
Lawyer
Guillermo San Pedro was awarded  "Lawyer of the Year" in

Guillermo San Pedro

Uría Menéndez Abogados, S.L.P.
  • Location:
    Madrid, Spain
  • Practice Areas:
    Corporate and M&A Law Insurance Law
José María Segovia Cañadas
Lawyer
José María Segovia Cañadas was awarded  "Lawyer of the Year" in

José María Segovia Cañadas

Uría Menéndez Abogados, S.L.P.
  • Location:
    Madrid, Spain
  • Practice Areas:
    Insurance Law Corporate and M&A Law
Lawyer
  • Location:
    Madrid, Spain
  • Practice Areas:
    Insurance Law Banking and Finance Law Project Finance and Development Practice
Héctor Vera Requena
Lawyer
Héctor Vera Requena was awarded  "Lawyer of the Year" in

Héctor Vera Requena

Avera, SLP
  • Location:
    Madrid, Spain
  • Practice Areas:
    Insurance Law
Lawyer
  • Location:
    Madrid, Spain
  • Practice Areas:
    Private Equity Law Capital Markets Law Corporate and M&A Law Project Finance and Development Practice Insurance Law Banking and Finance Law Corporate Governance & Compliance Practice
Lawyer
Fernando de las Cuevas Castresana was awarded  "Lawyer of the Year" in

Fernando de las Cuevas Castresana

Gómez-Acebo & Pombo Abogados, S.L.P.
  • Location:
    Madrid, Spain
  • Practice Areas:
    Corporate and M&A Law Insurance Law Banking and Finance Law Corporate Governance & Compliance Practice
Luis Álvarez de la Vega
Lawyer
Luis Álvarez de la Vega was awarded  "Lawyer of the Year" in

Luis Álvarez de la Vega

Main Legal SLP
  • Location:
    Madrid, Spain
  • Practice Areas:
    Banking and Finance Law Corporate and M&A Law Insurance Law

  • Location:
  • Practice Areas:

Practice Area Definition

Insurance Law Definition

It is the body of law, custom, and general principles of jurisprudence governing the legal relationships arising from an insurance contract and the regulation of the insurance activity. 

Under Spanish law, insurance law is embodied in different pieces of legislation.

The main Act that regulates the insurance contract is the Spanish Insurance Contract Act 50/1980 (enacted by Act 50/1980 dated October 8). Article 1 of this Act, provides the following definition of insurance contract: “An insurance contract is a contract under which the insurer, in consideration for a premium agrees to indemnify, when an insured risk operates and within the agreed limits, the damage suffered by the insurer or to pay a capital, rent or other agreed compensation."

The provisions of the Insurance Contract Act are mandatory unless the opposite is established in the Act or the agreed terms of the relevant insurance contract are more beneficial to the insured party than the provisions of the Act. 

Notwithstanding the above, the provisions of the Insurance Contract Act are not mandatory when dealing with large risks insurance (in Spanish, “seguros de grandes riesgos”), following the definition of large risks provided for in the Directive 2009/138/UE of 25 November 2009. In this regard, Article 44 of the Insurance Contract Act provides that large risks insurance contracts (which are defined in Article 11 of the Law 20/2015 – see below –) are excluded from the mandatory regime of the Act established in its Article 2.

The Insurance Contract Act covers a wide range of insurances, which are broadly classified in two branches: (i) damage insurances and (ii) personal insurances. It is noteworthy that the Act does not regulate maritime insurance specifically, but its provisions are subsidiary applicable to it.

From a regulatory stand point, insurance activity is mainly regulated in Spain by the Regulation, Supervision and Solvency of Insurance and Reinsurance Companies Act (enacted by Law 20/2015 dated 14 July) and the Regulation which develops further this Act (enacted by Royal Decree 1060/2015 dated November 20). The insurance and reinsurance brokerage activity is regulated by the Private Insurance and Reinsurance Brokerage Act (enacted by Act 26/2006 dated July 17).

Accordingly, a Spanish Insurance lawyer may specialize in contractual or regulatory aspects of insurance law. In case of lawyers specialized in contractual aspects of insurance law, they are normally also specialized in other areas of the law (e.g. damages, liabilities, transportation, shipping, etc.) to which the risks insured are associated to. 

Avante Legal

Avante Legal logo

It is the body of law, custom, and general principles of jurisprudence governing the legal relationships arising from an insurance contract and the regulation of the insurance activity. 

Under Spanish law, insurance law is embodied in different pieces of legislation.

The main Act that regulates the insurance contract is the Spanish Insurance Contract Act 50/1980 (enacted by Act 50/1980 dated October 8). Article 1 of this Act, provides the following definition of insurance contract: “An insurance contract is a contract under which the insurer, in consideration for a premium agrees to indemnify, when an insured risk operates and within the agreed limits, the damage suffered by the insurer or to pay a capital, rent or other agreed compensation."

The provisions of the Insurance Contract Act are mandatory unless the opposite is established in the Act or the agreed terms of the relevant insurance contract are more beneficial to the insured party than the provisions of the Act. 

Notwithstanding the above, the provisions of the Insurance Contract Act are not mandatory when dealing with large risks insurance (in Spanish, “seguros de grandes riesgos”), following the definition of large risks provided for in the Directive 2009/138/UE of 25 November 2009. In this regard, Article 44 of the Insurance Contract Act provides that large risks insurance contracts (which are defined in Article 11 of the Law 20/2015 – see below –) are excluded from the mandatory regime of the Act established in its Article 2.

The Insurance Contract Act covers a wide range of insurances, which are broadly classified in two branches: (i) damage insurances and (ii) personal insurances. It is noteworthy that the Act does not regulate maritime insurance specifically, but its provisions are subsidiary applicable to it.

From a regulatory stand point, insurance activity is mainly regulated in Spain by the Regulation, Supervision and Solvency of Insurance and Reinsurance Companies Act (enacted by Law 20/2015 dated 14 July) and the Regulation which develops further this Act (enacted by Royal Decree 1060/2015 dated November 20). The insurance and reinsurance brokerage activity is regulated by the Private Insurance and Reinsurance Brokerage Act (enacted by Act 26/2006 dated July 17).

Accordingly, a Spanish Insurance lawyer may specialize in contractual or regulatory aspects of insurance law. In case of lawyers specialized in contractual aspects of insurance law, they are normally also specialized in other areas of the law (e.g. damages, liabilities, transportation, shipping, etc.) to which the risks insured are associated to.