Best Lawyers for Financial Services Regulation Law in America

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Lawyer
  • Location:
    Birmingham, Alabama
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Boston, Massachusetts
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Los Angeles, California
  • Practice Areas:
    Corporate Law Mergers and Acquisitions Law Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Red Bank, New Jersey
  • Practice Areas:
    Banking and Finance Law Mergers and Acquisitions Law Financial Services Regulation Law Corporate Law
Lawyer
  • Location:
    Denver, Colorado
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law Litigation - Banking and Finance Commercial Litigation
Lawyer
  • Location:
    Salt Lake City, Utah
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    New Orleans, Louisiana
  • Practice Areas:
    Real Estate Law Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Baltimore, Maryland
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Washington, District of Columbia
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Washington, District of Columbia
  • Practice Areas:
    Litigation - Banking and Finance Financial Services Regulation Law
Lawyer
  • Location:
    San Francisco, California
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Dallas, Texas
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Santa Fe, New Mexico
  • Practice Areas:
    Corporate Law Administrative / Regulatory Law Native American Law Real Estate Law Gaming Law Financial Services Regulation Law Arbitration Banking and Finance Law Mortgage Banking Foreclosure Law Mediation
Lawyer
  • Location:
    Minneapolis, Minnesota
  • Practice Areas:
    Litigation - Banking and Finance Financial Services Regulation Law Securitization and Structured Finance Law Banking and Finance Law
Lawyer
  • Location:
    Lexington, Kentucky
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Charlotte, North Carolina
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Ridgeland, Mississippi
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    New Orleans, Louisiana
  • Practice Areas:
    Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law Financial Services Regulation Law Banking and Finance Law
Lawyer
H. Rodgin Cohen was awarded  "Lawyer of the Year" in

H. Rodgin Cohen

Sullivan & Cromwell LLP
  • Location:
    New York, New York
  • Practice Areas:
    Corporate Governance Law Mergers and Acquisitions Law Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Jacksonville, Florida
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law Mergers and Acquisitions Law
Lawyer
  • Location:
    Washington, District of Columbia
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Nashville, Tennessee
  • Practice Areas:
    Health Care Law Litigation - Banking and Finance Litigation - Bankruptcy Financial Services Regulation Law
Lawyer
  • Location:
    Hanover, Maryland
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Dallas, Texas
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Baltimore, Maryland
  • Practice Areas:
    Litigation - Banking and Finance Financial Services Regulation Law
Lawyer
  • Location:
    Birmingham, Alabama
  • Practice Areas:
    Financial Services Regulation Law Commercial Finance Law
Lawyer
  • Location:
    Boston, Massachusetts
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Austin, Texas
  • Practice Areas:
    Litigation - Banking and Finance Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Birmingham, Alabama
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Birmingham, Alabama
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law Corporate Law
Lawyer
  • Location:
    Littleton, New Hampshire
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Birmingham, Alabama
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Birmingham, Alabama
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law Securities Regulation Securities / Capital Markets Law Corporate Compliance Law
Lawyer
  • Location:
    Cleveland, Ohio
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Boston, Massachusetts
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Nashville, Tennessee
  • Practice Areas:
    Financial Services Regulation Law Mergers and Acquisitions Law Banking and Finance Law
Lawyer
  • Location:
    Jackson, Mississippi
  • Practice Areas:
    Administrative / Regulatory Law Business Organizations (including LLCs and Partnerships) Corporate Governance Law Municipal Law Financial Services Regulation Law Litigation - Banking and Finance Utilities Law Mergers and Acquisitions Law Corporate Law
Lawyer
  • Location:
    Los Angeles, California
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Washington, District of Columbia
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Miami, Florida
  • Practice Areas:
    Banking and Finance Law Securities / Capital Markets Law Corporate Law Financial Services Regulation Law Securities Regulation
Lawyer
  • Location:
    Norman, Oklahoma
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Chicago, Illinois
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Concord, New Hampshire
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Los Angeles, California
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Washington, District of Columbia
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Ooltewah, Tennessee
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Greenville, South Carolina
  • Practice Areas:
    Mergers and Acquisitions Law Securities Regulation Litigation - Banking and Finance Securities / Capital Markets Law Financial Services Regulation Law
Lawyer
  • Location:
    Portland, Maine
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Des Moines, Iowa
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Jamaica Plain, Massachusetts
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Washington, District of Columbia
  • Practice Areas:
    Financial Services Regulation Law Litigation - Banking and Finance
Lawyer
  • Location:
    Fort Lauderdale, Florida
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Little Rock, Arkansas
  • Practice Areas:
    Financial Services Regulation Law Litigation - Banking and Finance
Lawyer
  • Location:
    Santa Fe, New Mexico
  • Practice Areas:
    Corporate Law Banking and Finance Law Financial Services Regulation Law Public Finance Law Securities / Capital Markets Law
Lawyer
  • Location:
    Indianapolis, Indiana
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Charlotte, North Carolina
  • Practice Areas:
    Corporate Law Financial Services Regulation Law Banking and Finance Law Private Funds / Hedge Funds Law Derivatives and Futures Law
Lawyer
  • Location:
    Nashville, Tennessee
  • Practice Areas:
    Real Estate Law Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Hanover, Maryland
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Honolulu, Hawaii
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Washington, District of Columbia
  • Practice Areas:
    Financial Services Regulation Law Litigation - Banking and Finance Banking and Finance Law
Lawyer
  • Location:
    Oklahoma City, Oklahoma
  • Practice Areas:
    Litigation - Banking and Finance Commercial Litigation Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Brunswick, Maine
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Bridgeport, West Virginia
  • Practice Areas:
    Banking and Finance Law Commercial Finance Law Financial Services Regulation Law Mergers and Acquisitions Law Corporate Law
Lawyer
  • Location:
    Columbia, South Carolina
  • Practice Areas:
    Securities / Capital Markets Law Corporate Law Financial Services Regulation Law Banking and Finance Law Securities Regulation
Lawyer
  • Location:
    Grand Rapids, Michigan
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Greenwood Village, Colorado
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Washington, District of Columbia
  • Practice Areas:
    Financial Services Regulation Law Corporate Law
Lawyer
  • Location:
    Jackson, Mississippi
  • Practice Areas:
    Mergers and Acquisitions Law Corporate Law Corporate Governance Law Financial Services Regulation Law Corporate Compliance Law Banking and Finance Law
Lawyer
  • Location:
    Cleveland, Ohio
  • Practice Areas:
    Real Estate Law Financial Services Regulation Law
Lawyer
  • Location:
    New Bern, North Carolina
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Madison, Wisconsin
  • Practice Areas:
    Business Organizations (including LLCs and Partnerships) Corporate Compliance Law Corporate Law Financial Services Regulation Law Corporate Governance Law Banking and Finance Law
Lawyer
  • Location:
    Ridgeland, Mississippi
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law Litigation - Bankruptcy Litigation - Real Estate
Lawyer
  • Location:
    Albany, New York
  • Practice Areas:
    Litigation - Banking and Finance Financial Services Regulation Law
Lawyer
  • Location:
    Fort Worth, Texas
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Hanover, Maryland
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Birmingham, Alabama
  • Practice Areas:
    Financial Services Regulation Law Litigation - Banking and Finance
Lawyer
  • Location:
    Boston, Massachusetts
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Norfolk, Virginia
  • Practice Areas:
    Project Finance Law Commercial Finance Law Litigation - Banking and Finance Financial Services Regulation Law Mortgage Banking Foreclosure Law Banking and Finance Law
Lawyer
  • Location:
    Baton Rouge, Louisiana
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law
Lawyer
  • Location:
    New York, New York
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law Litigation - Banking and Finance
Lawyer
  • Location:
    Nashville, Tennessee
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Birmingham, Alabama
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Charleston, West Virginia
  • Practice Areas:
    Corporate Compliance Law Banking and Finance Law Corporate Law Financial Services Regulation Law Corporate Governance Law
Lawyer
  • Location:
    Honolulu, Hawaii
  • Practice Areas:
    Administrative / Regulatory Law Banking and Finance Law Consumer Law Financial Services Regulation Law Litigation - Banking and Finance
Lawyer
  • Location:
    Des Moines, Iowa
  • Practice Areas:
    Banking and Finance Law Corporate Law Financial Services Regulation Law
Lawyer
  • Location:
    Ridgeland, Mississippi
  • Practice Areas:
    Litigation - Real Estate Financial Services Regulation Law Corporate Law Banking and Finance Law
Lawyer
  • Location:
    San Francisco, California
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Concord, New Hampshire
  • Practice Areas:
    Administrative / Regulatory Law Banking and Finance Law Energy Law Financial Services Regulation Law Government Relations Practice Insurance Law
Lawyer
  • Location:
    Dallas, Texas
  • Practice Areas:
    Energy Law Commercial Litigation Litigation - Intellectual Property Trademark Law Legal Malpractice Law - Defendants Bet-the-Company Litigation Litigation - Banking and Finance Banking and Finance Law Litigation - Patent Financial Services Regulation Law Litigation - Bankruptcy Professional Malpractice Law - Defendants
Lawyer
  • Location:
    Costa Mesa, California
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Birmingham, Alabama
  • Practice Areas:
    Securities Regulation Financial Services Regulation Law Banking and Finance Law Securities / Capital Markets Law
Lawyer
  • Location:
    Dallas, Texas
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Winston-Salem, North Carolina
  • Practice Areas:
    Corporate Law Litigation - Banking and Finance Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Indianapolis, Indiana
  • Practice Areas:
    Financial Services Regulation Law Health Care Law Banking and Finance Law
Lawyer
  • Location:
    Memphis, Tennessee
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law Securities / Capital Markets Law
Lawyer
  • Location:
    New York, New York
  • Practice Areas:
    Equipment Finance Law Securitization and Structured Finance Law Litigation - Banking and Finance Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    New Bern, North Carolina
  • Practice Areas:
    Administrative / Regulatory Law Banking and Finance Law Corporate Law Financial Services Regulation Law
Lawyer
  • Location:
    Los Angeles, California
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Boston, Massachusetts
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    San Francisco, California
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Milwaukee, Wisconsin
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Omaha, Nebraska
  • Practice Areas:
    Antitrust Law Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Phoenix, Arizona
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Manchester, New Hampshire
  • Practice Areas:
    Mergers and Acquisitions Law Corporate Law Financial Services Regulation Law Energy Law Securities Regulation Securities / Capital Markets Law
Lawyer
  • Location:
    Cedar Rapids, Iowa
  • Practice Areas:
    Litigation - Bankruptcy Banking and Finance Law Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law Financial Services Regulation Law
Lawyer
  • Location:
    New Orleans, Louisiana
  • Practice Areas:
    Eminent Domain and Condemnation Law Commercial Finance Law Litigation - Municipal Municipal Law Litigation - Real Estate Banking and Finance Law Franchise Law Real Estate Law Commercial Litigation Corporate Compliance Law Project Finance Law Mortgage Banking Foreclosure Law Securitization and Structured Finance Law Corporate Law Nonprofit / Charities Law Corporate Governance Law Litigation - Banking and Finance Litigation - Land Use and Zoning Equipment Finance Law Administrative / Regulatory Law Land Use and Zoning Law Financial Services Regulation Law
Lawyer
  • Location:
    Milwaukee, Wisconsin
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Birmingham, Alabama
  • Practice Areas:
    Banking and Finance Law Corporate Law Financial Services Regulation Law
Lawyer
  • Location:
    Cincinnati, Ohio
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law Health Care Law Corporate Law
Lawyer
  • Location:
    San Diego, California
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Greensboro, North Carolina
  • Practice Areas:
    Mergers and Acquisitions Law Banking and Finance Law Corporate Law Financial Services Regulation Law
Lawyer
  • Location:
    Miami, Florida
  • Practice Areas:
    Banking and Finance Law International Trade and Finance Law Corporate Law Financial Services Regulation Law Litigation - Banking and Finance
Lawyer
  • Location:
    Columbia, South Carolina
  • Practice Areas:
    Commercial Litigation Mass Tort Litigation / Class Actions - Defendants Financial Services Regulation Law Bet-the-Company Litigation Litigation - Banking and Finance
Lawyer
  • Location:
    Kansas City, Missouri
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Portland, Maine
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Louisville, Kentucky
  • Practice Areas:
    Franchise Law Corporate Law Financial Services Regulation Law Banking and Finance Law Mergers and Acquisitions Law
Lawyer
  • Location:
    Tampa, Florida
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law Litigation - Regulatory Enforcement (SEC, Telecom, Energy)
Lawyer
  • Location:
    Austin, Texas
  • Practice Areas:
    Securitization and Structured Finance Law Equipment Finance Law Derivatives and Futures Law Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    St. Louis, Missouri
  • Practice Areas:
    Corporate Law Mergers and Acquisitions Law Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Washington, District of Columbia
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Milwaukee, Wisconsin
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    New Orleans, Louisiana
  • Practice Areas:
    Financial Services Regulation Law Banking and Finance Law Litigation - Banking and Finance
Lawyer
  • Location:
    New Orleans, Louisiana
  • Practice Areas:
    Financial Services Regulation Law Real Estate Law Equipment Finance Law Litigation - Real Estate Banking and Finance Law
Lawyer
  • Location:
    Greensboro, North Carolina
  • Practice Areas:
    Financial Services Regulation Law Real Estate Law
Lawyer
  • Location:
    Washington, District of Columbia
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law Mergers and Acquisitions Law
Lawyer
  • Location:
    Phoenix, Arizona
  • Practice Areas:
    Financial Services Regulation Law Equipment Finance Law Banking and Finance Law
Lawyer
  • Location:
    Birmingham, Alabama
  • Practice Areas:
    Financial Services Regulation Law Equipment Finance Law Corporate Law International Trade and Finance Law Banking and Finance Law
Lawyer
  • Location:
    Los Angeles, California
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Memphis, Tennessee
  • Practice Areas:
    Financial Services Regulation Law Corporate Law Banking and Finance Law Business Organizations (including LLCs and Partnerships)
Lawyer
  • Location:
    New Bern, North Carolina
  • Practice Areas:
    International Trade and Finance Law Corporate Law Litigation - Antitrust Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Los Angeles, California
  • Practice Areas:
    Banking and Finance Law Financial Services Regulation Law
Lawyer
  • Location:
    Birmingham, Alabama
  • Practice Areas:
    Corporate Law Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Greensboro, North Carolina
  • Practice Areas:
    Litigation - Banking and Finance Financial Services Regulation Law Banking and Finance Law
Lawyer
  • Location:
    Portland, Oregon
  • Practice Areas:
    Financial Services Regulation Law
Lawyer
  • Location:
    Wichita, Kansas
  • Practice Areas:
    Financial Services Regulation Law Corporate Governance Law Mergers and Acquisitions Law Franchise Law Leveraged Buyouts and Private Equity Law Banking and Finance Law Real Estate Law Corporate Compliance Law Project Finance Law Securities / Capital Markets Law

  • Location:
  • Practice Areas:

Practice Area Definition

Financial Services Regulation Law Definition

Financial services regulation law refers to the laws and regulations governing the creation, operation, and insolvency of financial institutions. These institutions include banks, broker-dealers, insurance companies, investment vehicles, trading platforms, payment systems, and securities settlement systems. The laws and regulations include federal banking, securities and commodities laws, as well as analogous state laws. They are designed to promote a variety of purposes, including the safety and soundness of financial institutions, investor and consumer protection and financial stability. The Dodd-Frank Wall Street and Consumer Protection Act of 2010 is the most significant expansion of federal financial regulatory laws since the Great Depression.

Financial regulatory practices vary from firm to firm. Some law firms are limited to providing financial regulatory advice to a particular type of financial institution, such as a bank or insurance company. Others focus on bank mergers and acquisitions. Only a few have a full-scope practice consisting of financial regulatory and legislative advice; mergers and acquisitions when the target is a financial institution; capital markets transactions when the issuer is a financial institution; enforcement and other litigation when the defendant is a financial institution; and insolvency and restructuring when the insolvent party is a financial institution.

Financial regulatory and legislative advice consists of advising financial institutions on regulatory limitations and requirements related to their operations and strategy, including chartering and licensing, capital or liquidity requirements, restrictions on investments or activities, financial reporting, business conduct requirements, investor protection, consumer protection, transactions with affiliates, privacy, trading, hedging, and reporting financial crimes by customers or counterparties. It includes difficult statutory or regulatory interpretation where gaps or ambiguities in the law exist, commenting on proposed legislation or regulation, seeking clarification or regulatory changes, and advocating positions before regulatory agencies.

Mergers and acquisitions transactions consist of structuring and executing the purchase or sale of a financial institution, including obtaining all necessary regulatory approvals.

Capital markets transactions consist of structuring and executing the offer and sale of debt, equity, or hybrid securities, including compliance with any special disclosure requirements for financial institutions.

Enforcement and other litigation involve defending against an enforcement action by financial regulators, white-collar criminal defense, or otherwise defending financial institutions in litigation.

Insolvency and restructuring involves advising a financial institution, its creditors or a potential purchaser when the financial institution is in a troubled or failed condition and a regulatory agency is in charge of its reorganization or liquidation.

Davis Polk & Wardwell LLP

Davis Polk & Wardwell LLP logo

Financial services regulation law refers to the laws and regulations governing the creation, operation, and insolvency of financial institutions. These institutions include banks, broker-dealers, insurance companies, investment vehicles, trading platforms, payment systems, and securities settlement systems. The laws and regulations include federal banking, securities and commodities laws, as well as analogous state laws. They are designed to promote a variety of purposes, including the safety and soundness of financial institutions, investor and consumer protection and financial stability. The Dodd-Frank Wall Street and Consumer Protection Act of 2010 is the most significant expansion of federal financial regulatory laws since the Great Depression.

Financial regulatory practices vary from firm to firm. Some law firms are limited to providing financial regulatory advice to a particular type of financial institution, such as a bank or insurance company. Others focus on bank mergers and acquisitions. Only a few have a full-scope practice consisting of financial regulatory and legislative advice; mergers and acquisitions when the target is a financial institution; capital markets transactions when the issuer is a financial institution; enforcement and other litigation when the defendant is a financial institution; and insolvency and restructuring when the insolvent party is a financial institution.

Financial regulatory and legislative advice consists of advising financial institutions on regulatory limitations and requirements related to their operations and strategy, including chartering and licensing, capital or liquidity requirements, restrictions on investments or activities, financial reporting, business conduct requirements, investor protection, consumer protection, transactions with affiliates, privacy, trading, hedging, and reporting financial crimes by customers or counterparties. It includes difficult statutory or regulatory interpretation where gaps or ambiguities in the law exist, commenting on proposed legislation or regulation, seeking clarification or regulatory changes, and advocating positions before regulatory agencies.

Mergers and acquisitions transactions consist of structuring and executing the purchase or sale of a financial institution, including obtaining all necessary regulatory approvals.

Capital markets transactions consist of structuring and executing the offer and sale of debt, equity, or hybrid securities, including compliance with any special disclosure requirements for financial institutions.

Enforcement and other litigation involve defending against an enforcement action by financial regulators, white-collar criminal defense, or otherwise defending financial institutions in litigation.

Insolvency and restructuring involves advising a financial institution, its creditors or a potential purchaser when the financial institution is in a troubled or failed condition and a regulatory agency is in charge of its reorganization or liquidation.