A litigator with deep roots in banking and financial institutions law, William "Pat" Huttenbach brings formidable courtroom experience to every matter he handles. He has defended financial institutions against lawsuits totaling more than $250 million, litigated more than 335 cases involving UCC Articles 3, 4, and 4A, and has argued and won before the Texas Supreme Court — a record that places him among the most experienced payment systems and financial fraud litigators in Texas. Licensed to practice before the United States District Courts for all four Texas federal districts, the Fifth Circuit Court of Appeals, and the Supreme Court of the United States, Pat is prepared to take a case as far as it needs to go. He also works proactively with financial institutions by reviewing and strengthening deposit agreements to reduce bank liability before litigation ever arises.
His command of payment systems law and financial fraud extends well beyond the courtroom. Pat has delivered more than 65 presentations on check fraud, wire fraud, ACH fraud, Business Email Compromise, and related UCC topics to banking associations, bar organizations, compliance professionals, and industry groups across the region. He is a fixture on the speaking circuit — consistently re-invited by the same organizations year after year and regularly recruited by audience members to bring his expertise to new forums and associations they are involved with. That sustained demand reflects the clarity and practical insight he brings to complex legal and regulatory issues that are constantly evolving.
If you are worried about a threatened or pending lawsuit, please reach out to Pat for a complimentary consultation. Pat prides himself on the reasonableness of his rate.
Clients benefit from that same proactive approach through regular summaries of significant cases and emerging legal developments in payment systems law, fraud prevention, and banking regulation — ensuring they are informed, prepared, and never caught off guard when the next issue arises.