Employee Benefits Law
Terra L. Klinck
Recognized in Best Lawyers since 2020 Awarded Practice Areas
Biography
Terra L. Klinck is an experienced pension and benefits lawyer with Toronto-based firm, BMKP Law. Terra has over 25 years’ experience advising both provincially- and federally-regulated employers and plan administrators, primarily in the private sector, on all legal issues relating to defined benefit (DB) and defined contribution (DC) pension plans, including: governance, fiduciary responsibilities, plan administration and regulatory compliance, funding requirements, pension fund investment and surplus utilization. Terra has a wealth of experience advising private sector employers restructure their legacy DB pension arrangements, including investment restructuring and de-risking initiatives (e.g., buy-in and buy-out annuity purchases), plan mergers and plan wind-ups. Terra has extensive experience advising on pension and benefit matters in corporate transactions, including mergers and acquisitions, insolvencies and restructurings.
Overview
- University of Western Ontario, LL.B.
- Ontario, 1997
- Canadian Bar Association, Pension and Benefits Law Section - Executive Committee Member, Outreach Officer (2022-2023)
- Osgoode Professional Development, Pension Law Certificate Program - Instructor (2018-2023)
- Financial Services Regulatory Authority of Ontario, Standing Technical Advisory Committee for Defined Contribution Pension Plans - Member (2020-2023)
- Ontario Bar Association, Pension and Benefits Law Section - Member, Previous Executive Committee Member
- Ontario, 1997
- Canadian Bar Association, Pension and Benefits Law Section - Executive Committee Member, Outreach Officer (2022-2023)
- Osgoode Professional Development, Pension Law Certificate Program - Instructor (2018-2023)
- Financial Services Regulatory Authority of Ontario, Standing Technical Advisory Committee for Defined Contribution Pension Plans - Member (2020-2023)
- Ontario Bar Association, Pension and Benefits Law Section - Member, Previous Executive Committee Member
- University of Western Ontario, LL.B.
Client Testimonials
Awards & Focus
Recognized in The Best Lawyers in Canada™ 2026 for work in:
- Employee Benefits Law
Awards:
- Chambers Canada (2021-2025)
- The Best Lawyers in Canada (2020-2025)
- The Legal 500 Canada (2024, 2025)
- Canadian Legal Lexpert Directory (2015-2018, 2020-2024)
- Lexology Index: Labour, Employment & Benefits (2024)
- Lexology Index: Canada (2019-2023)
- Lexpert Zenith Award (2018)
News & Media
Additional Information
Q&A
BMKP Law is a boutique law firm in Canada whose lawyers focus solely on providing pension, benefits and executive compensation law advice to employers and plan administrators. Our team prides itself on providing practical, business focused advice to our clients. We seamlessly partner with clients’ actuarial, financial and other legal advisors to provide top-notch specialized legal advice. We also have a strong track record of providing creative and innovative legal solutions that reflect an in-depth understanding of the nuances of pensions and benefits law.
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