Ryan is a partner in the firm's Maine office. Ryan assists clients with a wide variety of federal, Maine and Massachusetts regulatory compliance matters. Ryan's retail financial compliance experience includes prepaid access, consumer and commercial deposit products, electronic banking and payment services, consumer finance products (residential mortgages, home equity loans/lines, personal loans/lines, credit cards, student loans, auto loans and leases, and retail installment sales contracts), marketing and advertising issues, privacy and data security issues, and vendor contracting/third party risk management issues. His representative clients include community, regional and national banks, as well as non-bank lenders and service providers.
For the ninth consecutive year, Ryan is listed in the 2019 edition of The Best Lawyers in America® in the practice areas of Banking and Finance Law and Financial Services Regulation Law. Ryan was named the Best Lawyers® Banking and Finance Law "Lawyer of the Year" in Portland, Maine for both 2018 and 2015. Hudson Cook's Portland, Maine office has also received a Metropolitan Tier 1 ranking in the practice areas of Banking and Finance Law and Financial Services Regulation Law in the 2019 Edition of U.S. News - Best Lawyers "Best Law Firms."
Prior to joining Hudson Cook, Ryan was a Partner and Co-Leader of Pierce Atwood, LLP's Banking & Financial Services practice groups. Previously, he was Senior Counsel to BankBoston, N.A.
Ryan is a member of the Consumer Financial Services Committee of the American Bar Association's Business Law Section, and served as Chair from 2008 to 2011 and Vice-Chair from 2005 to 2008 of the Committee's Deposit Products and Payment Systems subcommittee. He is also a member and former Chair of the Consumer and Financial Institutions Law Section of the Maine State Bar Association.
Ryan received his law degree, cum laude, in 1988 from the University of Maine School of Law where he was Comments Editor of Maine Law Review. He holds a B.A. in History, cum laude, Phi Beta Kappa, from Colby College and is admitted to practice in Maine and Massachusetts.