Mike Zaradich is a Partner in Krieg DeVault LLP’s Commercial and Real Estate Lending Practice in Indianapolis, Indiana. He represents banks, credit unions, private lenders, specialty finance companies, and other capital providers in the structuring, negotiation, documentation, closing, and restructuring of commercial lending transactions.
Mike’s Banking and Finance Law practice includes commercial real estate finance, construction lending, and commercial and industrial lending. He advises lenders in acquisition, construction, bridge, mezzanine, and permanent financing transactions, as well as syndicated and participated loan facilities.
A substantial part of Mike’s practice involves commercial real estate financing for multifamily housing developments, affordable housing projects, senior living and long-term care facilities, mixed-use developments, industrial properties, and other income-producing real estate assets. He also represents lenders in commercial and industrial financing transactions involving operating companies in a range of industries.
Mike assists clients throughout the lending process, from term sheet through closing, helping them address legal, business, and practical considerations while working toward their transaction objectives. He collaborates with lenders, borrowers, title companies, surveyors, consultants, and local counsel on transactions involving multiple borrowers, financing sources, collateral types, and jurisdictions.
His work includes commercial lending transactions throughout the United States, and he frequently serves as Indiana counsel for out-of-state lenders financing projects in Indiana.
Before joining private practice, Mike served as in-house counsel and corporate secretary for a Federal Home Loan Bank. That experience gave him a practical understanding of the legal, operational, and business considerations that influence lending decisions and informs his work with financial institution clients.
In addition to his lending practice, Mike advises financial institutions and their management teams on corporate governance, transactional, and regulatory matters.