Michael D. Ferachi is a member and the managing director in our Baton Rouge office. His primary emphasis is on commercial litigation, with a focus on consumer finance litigation, class action litigation, general business litigation, and insurance defense litigation at both the trial level and the appellate level. Michael also practices in the areas of aviation representation, outdoor advertising representation, trademarks, appellate practice, commercial finance litigation and construction litigation. He has lectured on a number of CLE topics related to litigation issues.
Consumer Financial Services
Michael has represented a number of clients in local class actions and nationwide class actions. Recently, he represented a large issuer of credit cards in a nationwide class action regarding payment due date and posting practices. He has also represented a major airline and a major credit card company in a nationwide class action regarding the airline's frequent flyer program.
A large part of Michael’s practice concerns consumer finance litigation. He has dealt with a number of federal statutes and regulations pertaining to consumer finance litigation, such as FCRA, HOEPA, ECOA, Regulation Z, TILA, FDCPA, and FACT.