Melba I. Acosta-Febo

Her main areas of practice include banking and financial institutions, commercial financing, mergers and acquisitions, corporate reorgs, governance and public financing. She also advises clients on aspects of doing business in Puerto Rico, including fund formation (private equity and Opportunity Zone funds).

Ms. Acosta regularly advises national and local banks, broker-dealers, mortgage institutions and other financial institutions (including international banking entities) and institutional lenders on a wide range of complex corporate transactions and regulatory matters including asset securitizations, securities offerings, banking compliance and restructuring of complex credits representing both banks and borrowers among others. She also assists clients with tax exemption and incentives under the Incentives Code (including prior incentives under Act 20 and Act 22 of 2012, among others) as well as with municipal incentives.