Maggie Carmichael

Maggie Carmichael


BMKP Law

Recognized since 2026

Toronto, Ontario

Practice Areas

Employee Benefits Law

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Maggie is a pension and benefits lawyer with Toronto-based firm, BMKP Law. She maintains a broad practice covering all aspects of pension, benefits and executive compensation law. She regularly provides advice to sponsors and administrators of provincially and federally regulated pension plans on plan design, administration, compliance, funding, investment and governance matters, as well as plan mergers, plan wind-ups, and the distribution of surplus. Maggie has experience working with employers in the design, drafting and implementation of incentive compensation plans, and with tax and other compliance issues relating to incentive compensation plans. Prior to joining BMKP Law, Maggie practiced in the pension group at a pre-eminent Canadian law firm.

Location
  • Richmond-Adelaide Centre
    130 Adelaide Street W., Suite 1005
    Toronto, ON M5H 3P5
    Canada
Education
  • Queen’s University, J.D., graduated 2019
Bar Admissions
  • Ontario, Ontario Bar Association, 2019
Affiliations
  • Ontario Bar Association - Member, Pension and Benefits Law Section
  • Canadian Bar Association - Member, Pension and Benefits Law Section

BMKP Law
Headquarters: Toronto, Ontario

6 The Best Lawyers in Canada awards

1 Best Lawyers: Ones to Watch in Canada award

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Recognized in Best Lawyers: Ones to Watch in Canada 2026 for work in:
  • Employee Benefits Law
Awards:
  • Chambers Canada (2025)

    Associates to Watch: Pensions & Benefits – Nationwide – Canada

  • The Legal 500 Canada (2023-2025)

    Leading Associate: Pensions

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Representative Work
  • Advising a broader public sector employer on the conversion of their single employer pension plan with over $1B in assets to a jointly sponsored pension plan, including the transfer of legacy defined benefit liabilities.
  • Advising a public sector employer on the implementation of new pension arrangements, including a supplementary plan, for its employees.
  • Advising a private sector employer on the wind-up of its hybrid pension plan and the distribution of surplus, as well as the establishment of a new defined contribution registered pension plan.
  • Advised a manufacturing and distributing company in Companies Creditors’ Arrangement Act proceedings with respect to the wind-up of its defined benefit and defined contribution pension plans and the distribution of surplus.
  • Acted as counsel to a number of pension plan administrators, including a multi-national pharmaceutical company and a multi-national technology company, on corporate reorganizations.
  • Advised on the acquisition of a Canadian home improvement and construction products retailer, which included providing advice on the retailer’s pension, benefits and equity- based compensation arrangements as well as the drafting and implementation of post- closing incentive compensation plans.

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