Joe A. Ramirez

Joe provides clear strategies to his clients when they are faced with risk management and insurance coverage issues.

Having worked in the insurance industry before becoming an attorney, Joe understands the nuances of the insurance industry, and he can guide clients through the complexities of insurance coverage and, where necessary, coverage litigation.

He represents policyholders exclusively in a variety of insurance coverage cases. These cases include commercial general liability, commercial property, directors and officers, errors and omissions, life, health, fidelity and surety bonds, and excess/umbrella insurance. In addition, Joe consults business professionals on risk management issues, including maximizing the possibility of insurance coverage by examining existing exposures.

Joe's extensive experience in insurance coverage includes 15 years of supervising litigation for a $5 billion national property and casualty company prior to law school. As a litigation supervisor, he was responsible for overseeing complex coverage disputes involving construction, environmental, and product liability cases.