Jim F. Spencer, Jr., was admitted to the Mississippi Bar in 1987. His practice is primarily related to bankruptcy and creditors' rights, to commercial litigation and construction. Jim is a member of the Mississippi Bankruptcy Conference, the American Bankruptcy Institute and is listed among The Best Lawyers in America®.
Jim F. Spencer, Jr.
Awarded Practice Areas
Banking and Finance Law Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law Commercial Litigation Commercial Transactions / UCC Law Litigation - Bankruptcy Mortgage Banking Foreclosure Law
Awarded Practice Areas
Banking and Finance Law Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law Commercial Litigation Commercial Transactions / UCC Law Litigation - Bankruptcy Mortgage Banking Foreclosure Law
Biography
Locations
Education
- Mississippi College, J.D., graduated 1987
Client Testimonials
Awards & Focus

Named "Lawyer of the Year" by Best Lawyers® for:
- Commercial Transactions / UCC Law, Jackson, MS (2025)
- Mortgage Banking Foreclosure Law, Jackson, MS (2022)
- Commercial Transactions / UCC Law, Jackson, MS (2021)
- Banking and Finance Law, Jackson, MS (2020)
- Litigation - Bankruptcy, Jackson, MS (2016)
Recognized in The Best Lawyers in America® 2026 for work in:
- Banking and Finance Law
- Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law
- Commercial Litigation
- Commercial Transactions / UCC Law
- Litigation - Bankruptcy
- Mortgage Banking Foreclosure Law
Additional Areas of Practice:
- Equipment Finance Law
- Legal Malpractice Law
- Legal Malpractice Law - Defendants
- Litigation - Banking and Finance
Special Focus:
- Chapter 12
- Commercial
- Creditors' Rights
- Foreclosures
- Litigation
- Workouts and Restructurings
Additional Information
- Publications And Honors
- The Best Lawyers in America® (2009-2016, Banking & Finance Law, Bankruptcy & Creditor - Debtor Rights/Insolvency and Reorganization Law, Commercial Litigation, Litigation - Bankruptcy)
- The Best Lawyers in America®, Jackson, Mississippi Lawyer of the Year (2016, Litigation - Bankruptcy)
- Mid-South Super Lawyers (2012-2015, Bankruptcy & Creditor/Debtor Rights)
- Mississippi College Law Review, Member
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