Frank P. Terzo

Frank P. Terzo

Nelson Mullins Riley & Scarborough LLP

Recognized since 2009

Fort Lauderdale, Florida

Practice Areas

Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law

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Frank Terzo’s practice is devoted to a wide range of insolvency matters, including representation of corporate and consumer clients in complex workouts, bankruptcies, assignment for the benefit of creditors and receiverships. He has also represented creditor’s committees and Chapter 11 and 7 trustees. In addition, his practice encompasses both the prosecution and defense of all forms of complex bankruptcy litigation, including preference, fraudulent transfers, and complex contested matters.Over the last several years, Mr. Terzo represented a significant bank syndication that had a secured claim against one of the largest Florida-based HMOs. The parent company operated Medicare Advantage HMOs and PFFSs in Florida, Texas, and Nevada. The company generated over a billion dollars in revenue. His representation of the bank group produced a significant recovery, and funds are still being recovered through various sources including state receivers and a liquidating trustee in bankruptcy court.Prior to practicing law, he spent 18 years in the healthcare industry, successfully starting up, managing, and operating various public companies. His experience in healthcare businesses has provided numerous opportunities to represent trustees and committees in hospital, nursing home, diagnostic center, and HMO cases, as well as appointments as Patient Care Ombudsman throughout Florida.Because of his past experience in managing public companies and raising both debt and capital offerings, he has devoted much of his attention in the last several years to representation of both lending institutions and creditors’ committees in all aspects of insolvency and workout matters, particularly in the healthcare and time-share/condominium fields most recently.

  • 100 Southeast Third Avenue, Suite 2700
    Fort Lauderdale, FL 33394
  • Nova Southeastern University, JD, graduated 1991
  • University of Cincinnati, BS, graduated 1970
Bar Admissions
  • Florida, Florida
  • Advisory Board of the ABI Caribbean Conference - Member
  • Advisory Board of the ABI’s Annual Alexander L. Paskay Bankruptcy Seminar in Tampa - Member
  • American Bankruptcy Institute, Committee on Health Care Insolvency - Member
  • American Health Lawyers Association - Member
  • Bankruptcy Bar Association of the Southern District of Florida - Former Director
  • Bankruptcy Faculty Advisory Board of St. John’s University School of Law - Member
  • Florida Fiduciary Forum - Member
Court Admissions
  • U.S. Court of Appeals for the Eleventh Circuit
  • U.S. District Court for the Middle District of Florida
  • U.S. District Court for the Northern District of Florida
  • U.S. District Court for the Southern District of Florida
  • U.S. District Court for the Western District of Tennessee

Recognized in The Best Lawyers in America® 2024 for work in:
  • Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law
  • AV Preeminent® Peer Review Rating with Martindale-Hubbell
  • The Best Lawyers in America® (2009-2018)
  • Florida Super Lawyers (2006-2018)
  • South Florida Legal Guide Top Lawyer (2009-2018)
  • Chambers USA: A Guide to America’s Leading Business Lawyers – Bankruptcy/Restructuring (2012-2018)
Additional Areas of Practice:
  • Health Care Law
  • Litigation - Bankruptcy
  • Litigation - Health Care


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