KUTINSKY PC is an insurance coverage firm that exclusively represents policyholders and other claimants in disputes with insurance companies. Adam Kutinsky is the former insurance coverage practice leader at one of the largest defense firms in the Midwest and among just a handful of Michigan attorneys in private practice to earn the insurance designation Chartered Property Casualty Underwriter (CPCU.®) In 2016 he was named chairperson of the State Bar of Michigan Insurance & Indemnity Section which he held through 2017. He is in his twenty-first year of practice and a frequent contributor to State Bar of Michigan publications and CE programs.
INSURANCE COVERAGE AND RELATED DISPUTES
In 2020, Mr. Kutinsky was hired by a local Municipality to handle an insurance bad faith situation. His involvement saved over $200,000 for his client and ended a 2 1/2 year dispute in a few months. In an address to the City Council, the City's Mayor described Kutinsky as the "game changer."
When a fraternal order of police was sued by an insurance company which refused to cover a wrongful death action, Mr. Kutinsky obtained complete dismissal of the lawsuit which was upheld on an appeal that resulted in a published Court of Appeals opinion.
In 2020, the family of an elderly woman contacted Mr. Kutinsky after her long term care insurer ceased making benefit payments. The family argued with the insurance carrier for 10 months without success. Mr. Kutinsky stepped in and the insurer paid the past benefits in full plus interest and agreed to cover all future payments.
In 2021, Mr. Kutinsky settled a contested claim under a Builder's Risk Insurance Policy on behalf of a commercial building owner in Detroit, MI. The settlement of one hundred and fifteen thousand dollars 00/100 ($115,000) included reimbursement of lost rents, damage to the building, attorney fees, and extra expenses incurred as a result of the loss.
In a case upheld on appeal, Mr. Kutinsky obtained complete dismissal of a multi-count lawsuit brought against a small business by a goliath financial services firm and recovered his client's attorney fees.
In 2017, as defense trial counsel to one of the largest public universities in the United States, Mr. Kutinsky successfully tried a high exposure case to verdict in the Michigan Court of Claims. At trial, the plaintiff claimed more than ten million dollars ($10,000,000) in economic damages but received a verdict of zero dollars ($0) in economics.
In 2020, Mr. Kutinsky represented the estate of a maninvolved in an altercation before his death. The other person involved in the altercation sued the estate for bodily injury which it turned over to the deceased's homeowner's insurance company. Although the insurer paid for an attorney to defend the estate it separately filed a declaratory action to avoid covering a settlement or judgment. Mr. Kutinsky represented the estate in the declaratory action which led to the insurer settling the bodily injury claim.
SELECT PUBLICATIONS AND PRESENTATIONS
Insurers are Denying Business Income Loss Claims Based on Arguments of Convenience, Journal of the State Bar of Michigan Insurance & Indemnity Section, January 2021 (a version of this article was also published by The Detroit News)
COVID-19 and Business Income Coverage, program for the Greater Detroit CPCU Society, August 20, 2020
Insurance Bad Faith in Michigan, Policy Holder Rights, Michigan Bar Journal, March 2019
Chapter on Remedies, Michigan Residential Real Estate Transactions, Second Edition, ICLE
Riding the Storm of Redevelopment - Contract Provisions for Insurance and Indemnity, Featured Speaker, State Bar of Michigan Real Property Section Winter Conference 2019
Rescission of Insurance Policies Based on Fraud, Featured Speaker, Greater Detroit CPCU Chapter, May 26, 2016
Effective Facilitation of Insurance and Indemnity Disputes, Moderator, State Bar of Michigan Insurance & Indemnity Section 2016
How to Prepare Your Client for Mediation, Featured Speaker, State Bar of Michigan YLS 8th Annual Summit, May 30, 2015
Protection for Professional Liability Losses: Journal of the State Bar of Michigan Insurance & Indemnity Section, April 2013
Recent Developments in Michigan Insurance and Indemnity Law, Featured Speaker, State Bar of Michigan Real Property Law Section Winter Conference 2013
State Bar of Michigan Real Property Law Section Winter Conference: featured speaker, "Recent Developments in Michigan Insurance and Indemnity Law," March 16, 2013
Bar Admissions: State of Michigan 2000 Federal Court, ED SD Ml 2000
Education: Wayne State University, 2000 JD Michigan State University, James Madison College 1997 BA
Honors and Awards: Best Lawyers in America - Insurance Litigation; Top 100 Michigan Super Lawyer Fellow, American Bar Foundation; AV® Peer Review Rated "Preeminent" Martindale Hubbell; Top Lawyer - Insurance Law - DBusiness; Leading Lawyer - Insurance Coverage.
Professional Associations & Memberships: Chairperson, Insurance & Indemnity Law Section, State Bar of Ml 2016-2017; Drafted five year strategic plan 2012-2017 State Bar of Ml Insurance & Indemnity Section; Circuit Court Committee, Oakland County Bar Assn; President, CPCU Society of Greater Detroit, 2012-2013; National Institute of Trial Advocacy (NITA) Advocate.
- Litigation - Insurance
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