Find Lawyers in Toronto, Ontario for Banking and Finance Law
Practice Area Overview
What is required of lending agreements in such transactions will depend to a great extent on the use of the funds being advanced – whether to purchase assets, to be used for working capital, assist with corporate re-financing or re-organization, or for acquisitions. Agreements might be secured or unsecured, completed via a public or private debt instrument, or even carry a derivative component. A lender can be a private lender or an institutional government-regulated lender. Banks, insurance companies, trust companies, and pension fund managers are all examples of institutional lenders and may act alone or may act in syndicated transactions.
Lawyers in this area will need legal, business, and industry knowledge and expertise, along with strong negotiation skills. Transactions must be executed quickly, while still properly structured to minimize the risk of loss. Often, a lawyer must be able to work in tandem with counsel from other jurisdictions to properly manage cross-border transactions and a multitude of regulatory issues. Familiarity with the Bank Act as well as provincial legislation governing financial matters coupled with federal and provincial security registration and reporting requirements are essential skills.
David Amato focuses on corporate finance and is co-chair of our asset-based lending team. As counsel to various foreign and domestic financial institutions, insurance companies, private equity funds and other credit providers, he has significant experience in sophisticated debt financing transactions and has led numerous multijurisdictional, international and domestic debt financing mandates (including cash-flow, asset based, acquisition, leveraged buyout, debtor-in possession, mine and proje...
Merie-Anne Beavis is a partner in Gowlings' Toronto office, practising in the Energy, Infrastructure and Mining Groups. Merie-Anne's experience includes acting for public and private sector participants in public-private partnerships as well as lenders in a variety of projects. Her project finance experience includes acting for sponsors, lenders and governments in mine financings and in the electricity industry.
Elizabeth Breen is a partner in the Mergers & Acquisitions, Capital Markets, Banking & Finance and Private Equity Groups. Her practice focuses on mergers and acquisitions, debt and equity financings, and other major transactions. Liz has acted for a significant number of foreign investors in respect of their Canadian strategic objectives.
Diane’s practice combines her top level experiences as in-house counsel in the financial services industry to bring insight and perspective to her transaction-oriented and commercial lending practice at the firm. Prior to joining the firm, Diane spent over a decade in a variety of in-house counsel roles. She worked as the sole Canadian in-house counsel supporting the inventory finance division of a major global insurance company. She also held an in-house counsel role with one of Canada...
Koker Christensen is Co-Leader of the firm’s Financial Services Group. He advises businesses in the financial services sector, including insurers, banks, trust companies, credit unions, payments businesses, fintechs and insurtechs. His areas of expertise include M&A, reinsurance transactions, regulatory matters, anti-money laundering and corporate governance. He also advises financial institutions on incorporation and licensing. As part of his practice, Koker frequently deals with t...
David Cohen is a senior practitioner in the firm's Toronto office, practising corporate and commercial financing, restructuring and insolvency law in a domestic and cross-border context. He is an executive member of the National Financial Services Industry Group and practice coordinator for the Distressed M&A Practice at Gowlings LLP. David has transactional experience in: Automotive Financial Services Mining and Resource Agriculture Food and Beverage Plastics Aquaculture Healthcare Recre...
Tim is a Senior Partner and Chair of Minden Gross LLP's Financial Services Group. His practice focuses on advising both traditional and non-traditional financial institutions, the accounting firms that provide services to these institutions, and their respective corporate and individual clients. Over the past 25 years, Tim's practice has evolved from one that focused exclusively on insolvency law and the legal issues that arise in corporate debt restructuring, to one that includes providing s...
Jonathan Dyck is a banking and finance lawyer whose primary focus is on lending transactions. He has extensive experience in all aspects of lending and structured finance transactions, including acting on cross-border or multi-jurisdictional syndicated financings. Over the course of his practice, Jon has developed significant project finance expertise in the film, television and new media industries. He has acted on numerous production financing transactions, including international co-ventur...
Alex is a lawyer in the Business Law Group and the Financial Services Group and advises clients on a broad range of corporate, commercial and financing matters, including mergers and acquisitions, secured lending, corporate finance and general corporate/commercial matters. Prior to joining Gardiner Roberts, Alex articled and practiced as an associate at a preeminent national law firm spending time in both the Toronto and New York offices. Representative Work Acted for the vendors in a sale of...
Aaron Fransen is a partner in the Mergers & Acquisitions, Banking & Finance, and Projects & Infrastructure Groups. His practice focuses on M&A and the project finance of infrastructure and energy projects in the bond and bank markets. Aaron’s diverse clientele includes banks, securities dealers, technology companies, resource companies, media and telecom companies, government entities and private equity firms. Aaron is recognized as a leading lawyer by national and inter...
Marie Garneau is a partner in the Banking & Finance and Mergers & Acquisitions Groups. She has acted for numerous lenders and borrowers on a wide range of domestic and cross-border financing transactions including leveraged buyouts, asset-based loans, debt, mezzanine and structured financings. Marie has also acted for creditors, debtors and monitors in commercial insolvencies and restructurings. She is also a member of the Associates’ Committee in the Toronto office.
As a domestic and international finance lawyer, Elana Hahn is a trusted advisor to a range of clients – including various foreign and domestic financial institutions and investment funds acting as arrangers, dealers, and credit providers, as well as domestic and multi-national businesses, government agencies, trustees and service providers. Ms. Hahn regularly advises clients on general corporate matters, regulatory matters and commercial contracts in the wholesale banking and consumer f...
Peter Hamilton is a partner in the Banking & Finance Group. He practises extensively in the area of banking and corporate finance with particular emphasis in the areas of corporate finance, project finance, the regulation of financial institutions, derivatives, structured finance and insolvency. Peter has been active on a variety of regulatory mandates in recent years, including advising international banks such as Barclays Bank, Royal Bank of Scotland, Allied Irish Bank, BNP Paribas, Soc...
Jon Holmstrom's practice is focused on corporate and commercial banking transactions, cross-border acquisition financing, project finance (mining, wind power and infrastructure), derivative products, corporate loan workouts and restructurings and securitizations. He was also the former Leader of the firm’s Banking & Finance group. Jon provides strategic advice to both financial institutions and commercial borrowers across a multiplicity of industries. Current mandates include the $7...
David Johnson is Co-Leader of Fasken's Banking and Finance group. Dave routinely advises both lenders and borrowers on complex corporate and commercial debt financings in both Canada and abroad. Dave has substantial experience leading lending transactions across a wide range of industries including power and utilities, manufacturing, financial services, mining, telecommunications, real estate, food services, automotive, agriculture and retail. He is extensively involved in the area of leverag...
Mary Kelly practises business law, and has considerable experience relating to company, banking and regulatory requirements as applied to private mergers and acquisitions, secured lending, corporate reorganizations and business joint ventures. Her diverse experience in private mergers and acquisitions includes advising financial institutions on divestiture options for non-core businesses and implementing successful international auction sales on behalf of multinational clients, including thos...
Brian Kelsall’s practice is focused on project finance and infrastructure development, banking and corporate finance and public private partnerships in Canada, the United States and emerging markets. Regularly advising lenders, developers, contractors and procuring authorities, Brian has acted for clients across the infrastructure, telecom, energy, oil and gas, and mining sectors. He has advised the winning consortium on numerous P3 projects, including the US 36 Express Lanes/Bus Rapid ...
Stephen Kerr’s corporate practice is focused on mergers and acquisitions in regulated industries such as the financial services, the healthcare and the life sciences industries. Large companies turn to Stephen for clarity on policy and regulatory issues related to banking, insurance, reinsurance, life sciences and mergers and acquisitions generally. A significant portion of Stephen’s practice involves providing counsel to large and mid-sized businesses on acquisitions and divestme...
Douglas Klaassen is a partner in the Real Estate Group of the Toronto office. His practice focuses on commercial real property and leasing, commercial mortgage lending, securitization, structured finance, and private equity funds. Doug acts for commercial property owners, landlords, commercial and residential mortgage lenders, aggregators, servicers, CMBS and ABS issuers, investors, underwriters, and rating agencies based in Canada and the United States.
Jason Kroft is a partner in Toronto office of Miller Thomson. Jason is co-leader of our National Structured Finance and Securitization practice and is co-chair of our ESG and Carbon Finance group. Jason is also an active member of the National Financial Services Practice and the Corporate, M&A and Capital Markets groups. Jason’s practice covers a broad range of advisory and transactional matters in the corporate-commercial law area, with a focus on corporate and specialty finance ma...
Jennifer Legge is Head of the Banking & Finance Group. She is also a member of the Mergers & Acquisitions and Restructuring & Insolvency Groups, as well as a member of the Management Committee in the Toronto office. Jennifer advises her clients on a diverse range of corporate and business law matters, having over 25 years’ experience in structuring, negotiating, documenting and administering a wide variety of financing arrangements, including senior, mezzanine and subordinat...
Jon Levin has an unmatched reputation for providing top-level advice. An advocate of exemplary client service, Jon has acted as lead counsel in high profile financings, takeovers and restructuring transactions. In the corporate governance area, Jon has advised special committees and has provided strategic guidance on board procedures and the implementation of governance polices in response to new legislation and developments.
Matthew Lippa's practice covers all aspects of corporate finance, with an emphasis on multi-jurisdictional and cross-border structured financings. He acts for Canadian and international financial institutions and borrowers in lending transactions, including asset-based lending, syndicated financings, covered bonds and notes, insolvency and restructuring and project finance. Matthew regularly advises clients on general corporate matters, regulatory matters and commercial contracts. He also has...
Daphne MacKenzie is a partner in and former Head of the Banking & Finance Group and serves on the firm’s Partnership Board. Her practice focuses on banking, project finance, restructurings, insolvency and public debt securities. Daphne acts for financial institutions and borrowers in cross-border banking and project finance transactions, and for creditors, debtors, receivers and monitors in commercial insolvencies and restructurings. She acts for private equity funds in connection w...
Mark McElheran is a partner in the Financial Products & Services, Capital Markets and Securities Groups. His broad corporate finance practice includes public and private securitization, structured finance, banking, secured financing and derivative products transactions. He represents a broad range of market participants, including domestic and foreign banks, investment dealers, issuers and investors. Mark has been recognized in a number of legal publications in several practice areas incl...
Thomas Meagher is a partner in the firm's Banking and Finance group. Thomas' banking and finance practice is focused exclusively on structuring, documentation and negotiation of corporate and commercial private debt transactions, both secured and unsecured. Advising creditors and debtors both nationally and internationally, Thomas has expertise in all areas of corporate and commercial debt transactions, including acquisition and project financings, with a particular emphasis on the mining sec...
Craig Mitchell is a partner in the Banking & Finance Group. His practice focuses on banking, restructurings and workouts. He has expertise in private acquisition financings, take-over bid financings, debtor-in-possession financings, asset-based lending and mezzanine lending. Craig acts as counsel to both lenders and borrowers on domestic and cross-border financings in North America, Europe and Asia, and as counsel to creditors and debtors in commercial insolvencies and restructurings. He ...
Mike Moher uses his extensive legal and energy industry experience to advise clients on a variety of commercial matters. He has acted for numerous institutional and private lenders, as well as borrowers, in connection with a broad range of loan transactions, including secured financings involving aircraft, oil and gas assets, equipment, real estate, and acquisitions. Over the past few years, his practice has focused primarily on co-generation and hydroelectric projects.Before joining our Toro...
Kelly Niebergall is counsel in the Knowledge Management Group, practising corporate and commercial law with an emphasis on financing and insolvency. She has acted for domestic and foreign financial institutions, as well as venture capital funds and corporate borrowers, in connection with a wide range of types of financing including cross-border finance, acquisition finance, asset based lending, project finance and equipment finance. She has also acted for receivers and debtors in commercial i...
Meaghan Obee Tower is a partner in the Banking & Finance, Financial Products & Services, Insurance & Reinsurance, and Restructuring & Insolvency Groups. Her practice focuses on secured and unsecured lending, debt financing, financial services regulation and corporate insolvency/restructuring. In terms of her banking and finance practice, Meaghan has extensive experience as counsel to borrowers, lenders and lending syndicates in private acquisition financings, corporate finance...
Nora Osbaldeston is one of Miller Thomson’s leading financial services lawyers. She has extensive experience acting for financial institutions and corporate borrowers on a variety of domestic and international cross-border financing transactions including syndicated and bi-lateral transactions across a wide range of industries and sectors including agriculture and food, automotive and transportation, education, healthcare and pharmaceuticals, hotel and hospitality, construction, long te...
James provides business focused, practical advice primarily in the areas of banking, secured financing and corporate and commercial transactions. He is recognized in The Best Lawyers in Canada 2023 for his work in Banking and Finance Law and as one of Canada’s leading practitioners in the area of Asset-Based Lending in The Canadian Legal Lexpert® Directory 2023. With respect to banking and secured financing, the more difficult, complex and structured the transaction, the better. Syn...
Justin Parappally is a partner in the Banking & Finance Group. He has expertise in acquisition financing, gold streaming transactions, mining debt finance, forward gold sales, debtor-in-possession financing, and asset-based lending transactions. Justin acts for financial institutions, non-bank lenders and borrowers in domestic, cross-border, and international banking and lending transactions. He acts for private equity funds in connection with leveraged acquisitions and acts as corporate ...
Chris is a partner who practises primarily in the areas of banking, secured transactions, corporate and commercial, restructuring, mergers and acquisitions and commercial real estate law. Chris assists both lenders and borrowers in connection with syndicated and non-syndicated, secured and non-secured, domestic and cross-border and revolving and term credit facilities. Chris also assists both lenders and borrowers with respect to asset-based credit facilities and subordinate/convertible debt ...
Amanda Plastina's practice covers all aspects of corporate finance, with an emphasis on multi-jurisdictional and cross-border structured financings. She has extensive experience acting for financial institutions and borrowers in connection with domestic and cross-border debt financing transactions, asset-based lending, project finance, syndicated loan transactions, construction and real estate financings, equipment financings acquisition financings and complex financial restructurings.
Susan Rosen is a partner in the Real Estate and Financial Services groups at Gowling WLG and on the executive of Gowling’s Leasing and Real Estate National Practice groups. Susan brings her specialized understanding of leasing to a broad range of real estate, financial services and environmental law related areas, with an emphasis on commercial and retail leasing, secured financings, condominium law, commercial purchase and sale transactions, and environmental law. In her practice, she ...
Noah Schein's practice covers all aspects of corporate finance, with an emphasis on cross-border and multi-jurisdictional structured financings. He acts for Canadian and international financial institutions, non-bank lenders and borrowers in connection with finance transactions including bilateral and syndicated financings, securitizations, debt capital markets transactions and insolvency and restructuring matters. Noah's experience includes asset-based loans, acquisition financings, first li...
Howard S. Silverman is a partner and member of the Financial Services Group of Borden Ladner Gervais. His practice emphasizes representation of lenders, as well as borrowers, in a variety of lending transactions, including secured and unsecured financing, bilateral and syndicated credit facilities, government financing, cross-border financing, asset-based lending, acquisition financing, and debtor-in-possession financing. He has published and presented various papers on related loan and secur...
Dev Singh is Co-Leader of Fasken's Banking and Finance group, and a member of the Firm’s ESG Steering Committee and Student Committee. Dev’s practice concentrates on domestic and cross-border leveraged finance transactions and other debt financings in a variety of industries including mining, health care, food & beverage, telecommunications, media and retail. Dev has extensive experience representing banks and other financial institutions in a variety of debt finance transacti...
Aaron Stefan’s practice is focused on banking and finance. Acting for financial institutions and private and public companies, Aaron advises on syndicated and non-syndicated secured and unsecured credit facilities, acquisition financings, asset-based lending and receivables purchases. Frequently advising on matters that are often multi-currency, senior/subordinated and multi-jurisdictional in nature, Aaron recently represented clients in energy, financing, mining, manufacturing and prof...
Peter Sullivan is a partner in the firm’s Financial Services Group. His practice focuses primarily on financing transactions, acting for both lenders and borrowers involved in domestic and cross-border financing transactions and corporate reorganizations. Peter also has considerable experience in negotiating and documenting syndicated loans, project financings, acquisition financings, asset-based financings, securitizations and subordinated debt arrangements.
One of Canada’s most highly regarded lending lawyers, John Torrey has a practice focused exclusively on lending transactions. With experience in all areas of lending, John has particular expertise in project and acquisition financings and in all aspects of mine finance. John acts on behalf of both borrowers and lenders and has extensive experience with a broad range of financings in a broad range of industries. The mine finance practice of John and his colleagues is amongst the most act...
Zev practices in the area of real estate and corporate commercial law and is also a member of the firm’s Compensation Committee. Zev acts for owners, developers, lenders, landlords, property and asset managers and tenants of all types of multi-residential, office, retirement home and retail properties in regards to negotiating acquisitions and sales, sophisticated commercial leases and related agreements as well as the structuring of such transactions. He also acts on behalf of Tier 1 l...
Daniel Conrad practices in the area of banking and finance law. Daniel routinely represents financial institutions and corporate borrowers on both bilateral and syndicated, secured and unsecured, domestic and international financing transactions. Daniel’s transactional experience spans several industries, including mining, automotive, health care, food and beverage, and telecommunications. A graduate from the University of Windsor and the University of Detroit Mercy, Daniel finished fir...
Russell Dufault practises in all areas of transactional banking and corporate finance matters, with an emphasis on cross-border and multi-jurisdictional structured financings. Russell's experience includes acting for domestic and international commercial banks, non-bank financial institutions, alternative and private credit providers, private equity funds and sponsors, as well as corporate borrowers and issuers, in connection with senior and subordinated debt, asset-based and cash flow facili...
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