Unless you’ve been in an accident and have worked with a car accident lawyer, you might not know what they can do for you and your case. After a car accident, you’d likely have a lot of questions, but two of the most common ones are:
- How much money is my car accident case worth?
- Do I need to hire a car accident lawyer?
Below we discuss how they can help if you hire a lawyer to handle your car accident case.
Conduct an Independent Accident Investigation
Texas is an at-fault state for car accident claims. You have the burden of proving that the other driver caused your collision. If the insurance company denies your case and you file a lawsuit, you must have evidence to convince a jury by a preponderance of the evidence to win your case.
Car accident lawyers understand the evidence needed to prove causation, fault, and liability for car crashes. They have the resources and skills to investigate your car accident and gather the necessary evidence to prove your case.
Furthermore, your lawyer will identify all parties who could be liable for your damages. The other driver might not be the only party responsible for your losses. Identifying all liable parties gives you a better chance of receiving maximum compensation for your claim.
Handle All Communications With the Insurance Company
The insurance company will assign a claims adjuster to handle your case. The adjuster investigates your claim to determine if the company is liable for your damages. They’ll search for evidence the company can use to undervalue damages or deny your claim altogether.
Therefore, the statements you make to the adjuster, insurance investigators, and other parties could significantly impact the outcome of your accident claim. A car accident lawyer will handle all matters related to your insurance claim, including all communications with the insurance company and its employees or agents.
Dealing with an insurance claim can be stressful. You need to focus on your health and recovery. Hiring a personal injury lawyer allows you to focus on yourself, while the attorney focuses on getting you the money you deserve after a car crash.
Protect You Against Claims of Contributory Fault
The car insurance company will likely use any means possible to avoid paying your claim. The adjuster might try to blame you for contributing to the cause of the accident. The reason is the Texas law regarding comparative negligence.
Texas law does not prevent an accident victim from receiving compensation for damages unless the victim is 51% or more at fault for the cause of the accident. However, contributory fault can significantly reduce the money you receive for a claim.
Suppose a jury awards you $500,000 for damages caused by a car accident. However, the jurors decide you are 35% to blame for the cause of the car crash.
In that case, you would not receive the full $500,000 for damages. Instead, the amount would be reduced by your level of fault, which in our example is 35%. Therefore, you would only receive $325,000 for your claim.
Insurance adjusters are highly skilled and trained at obtaining information from accident victims. Unfortunately, your statements could be intentionally misinterpreted to blame you for the accident.
Calculate the Value of Your Damages and Negotiate a Fair Settlement Agreement
Your car accident claim could be worth more money than you realize. Insurance companies consistently issue low settlement offers and undervalue damages when a claimant is not represented by a personal injury attorney. The company will not tell you that your economic damages and non-economic damages are worth more than they offered to settle the case.
A lawyer will work with you to document your damages. When a person sustains traumatic injuries and permanent impairments, the attorney might consult financial professionals, medical specialists, and other experts to gather evidence strengthening the argument for future damages.
An attorney has experience negotiating settlement agreements. It is not in your best interest to sign a settlement agreement or accept a settlement check without seeking legal advice.
File a Personal Injury Lawsuit and Advocate for You in Court
Some insurance companies refuse to negotiate fair settlement amounts. The insurance company could be guilty of bad faith insurance practices.
A car accident lawyer can file a personal injury lawsuit and argue your case in court. The Texas statute of limitations restricts your time to file a car accident lawsuit. Therefore, it is always a good idea to talk with a lawyer about your case as soon as possible.
Contact a Car Accident Lawyer for Help Recovering Fair Compensation
The insurance company for the at-fault driver would like nothing better than for you to represent yourself throughout your car accident claim. However, filing an insurance claim without a lawyer could result in a much lower settlement amount.
Instead, you can get legal advice and learn about your rights after a car crash by meeting with a car accident lawyer for a free consultation. It does not cost you anything to meet with the attorney.
Furthermore, most accident lawyers take cases based on a contingency fee. Therefore, you do not pay any attorney’s fees until the lawyer recovers money for you.
Joshua Fogelman is one of the founding partners of FVF Law, a personal injury law firm based in Austin, TX. He’s been helping injury victims since 2009, recovering millions of dollars in behalf of his clients.
Contact FVF Law if you got injured in Austin due to someone else’s negligence, and get a free case review.