Dealing with the aftermath of an injury can be overwhelming on its own. It's even harder when you are trying to navigate an insurance claim or lawsuit. Whether you were injured in a car accident, a slip and fall, or any other incident caused by someone else’s negligence, hiring a personal injury attorney can be a game-changer in ensuring you receive fair compensation for your damages.
Here are six ways an experienced personal injury lawyer can help you with your claim.
1. Provide Expert Legal Advice
One of the most important ways a personal injury lawyer can assist is by offering legal advice specific to your situation. The legal process can be confusing, and without proper guidance, you might overlook key details that could significantly impact your case. An attorney will explain your rights, what to expect, and the best legal strategies for pursuing compensation. This advice helps you avoid costly mistakes, such as agreeing to a quick settlement that doesn’t cover your long-term needs.
By having someone knowledgeable on your side, you gain the confidence that your case is being handled properly. You can focus on healing instead of worrying about the legal aspect.
2. Handle Communication and Negotiations
When you're injured, the last thing you want to deal with is endless phone calls and paperwork from insurance companies or the at-fault party’s representatives. Insurance adjusters are trained to protect their company’s bottom line, often offering low settlements to save money. A personal injury lawyer takes over all communications on your behalf, ensuring you don’t accidentally say something that could hurt your case.
In addition to handling calls and paperwork, your lawyer will negotiate with the insurance company for a fair settlement. Lawyers understand the tactics insurance companies use and know how to counter them. If the insurer refuses to offer a reasonable settlement, your lawyer can escalate the case by filing a lawsuit.
3. Investigate Your Case And Gather Evidence
For a personal injury claim to be successful, you need solid evidence proving that the other party was responsible for your injuries. An experienced attorney knows how to investigate an accident, collect crucial evidence, and build a strong case. This often includes:
- Gathering police reports, medical records, and witness statements
- Collaborating with accident reconstruction specialists or medical experts
- Reviewing photos, videos, and physical evidence from the accident scene
A thorough investigation can make the difference between winning and losing a case.
4. Calculate The Full Extent Of Your Damages
It’s easy to underestimate the value of your claim, especially when considering only your immediate medical bills and lost wages. However, an experienced lawyer will look beyond the obvious costs. Your attorney will ensure all your damages are accounted for, including:
- Future medical expenses and rehabilitation costs
- Lost earning potential if you’re unable to return to work
- Pain and suffering, emotional distress, and reduced quality of life
- Property damage or necessary home modifications
Your lawyer will work with financial and medical experts to calculate the long-term financial impact of your injuries. This ensures you seek enough compensation to cover both current and future needs.
5. Handle Court Proceedings If Necessary
While many personal injury claims are resolved through settlements, some cases may require going to court. If the insurance company refuses to settle for a fair amount, your lawyer can file a lawsuit on your behalf. In court, your lawyer will present your case, handle all legal filings, and argue before a judge or jury to secure the compensation you deserve.
Having a lawyer experienced in litigation is crucial because legal procedures and courtroom rules are complex. Without proper representation, you risk losing your case on technicalities or failing to present your case convincingly.
Keep in mind that not all personal injury lawyers have courtroom experience. Most cases end in a settlement and never reach a jury. If you believe your case may go to trial, look for board-certified civil trial lawyers with extensive courtroom experience. You can also look for attorneys honored with inclusion in the National Trial Lawyers Top 100.
6. Defend You Against Insurance Company Tactics
Insurance companies may use many tactics to minimize the amount they pay for claims. The insurance adjuster may downplay the at-fault party’s responsibility or shift blame to you. They may question the extent of your injuries or offer a low-ball settlement that does not cover your losses. Statements you make can be misconstrued and used against you.
Without legal representation, it’s easy to fall victim to these strategies and settle for far less than you deserve. A personal injury lawyer is well-versed in these tactics and knows how to counter them. Your attorney will:
- Ensure you don’t accept a settlement that doesn’t fully cover your medical bills, lost wages, and other damages
- Protect your rights during recorded statements or interviews with the insurance adjuster
- Challenge unfair attempts to reduce or deny your claim by presenting solid evidence and expert opinions
Your lawyer stands between you and the insurance company. They ensure that you’re treated fairly and that the insurance company doesn’t take advantage of your vulnerable situation. With an attorney defending you, you can trust that you won’t be pressured to accept an unfair settlement.
Don’t Try to Handle Your Personal Injury Claim Alone
Hiring a personal injury lawyer gives you peace of mind, knowing you have an advocate on your side to level the playing field with the insurance company. At every stage of your claim, your lawyer will work diligently to ensure you are treated fairly and your claim is not undervalued. With a dedicated legal professional on your side, you can rest easier knowing that your case is in good hands.
Joseph H. Graves is the founder attorney of the Graves Thomas Injury Law Group. He has over 30 years of legal experience and specializes in personal injury cases. He has secured million- and multi-million-dollar settlements for his clients. Contact our law office in St. Petersburg for a free consultation.