Thought leaders from around the world contribute their perspectives on landmark cases, new legislation, and legal perspectives on new technologies, business practices, and civil procedure.
Catherine M. Brennan and Latif Zaman
A contentious proposed federal rule would establish “true lender” guidelines for banks and third parties. Does Colorado show the way forward?
Where does responsible lending end and unconscionability begin? Australian courts have come to vastly different conclusions. An overview of current case law.
The economic turmoil of COVID-19 has given cryptocurrency its moment in the spotlight. But are we, and more importantly our banks, ready for it?
Catherine M. Brennan
If a true lender challenge is successful, the Fintech company may face significant civil and criminal penalties for failing to be licensed as a lender, and the loans may be usurious and void in some jurisdictions.
Sanford M. Brown and Cliff Stanford
"The Financial Ombudsman Service Australia (FOS) issued a Determination whereby a bank had to reimburse a customer for money sent to an offshore ‘boiler room’ known to the bank to be a scam."