Hal counsels financial institutions, municipal underwriters, health care and educational institutions, and other not-for-profit organizations in financing, corporate, regulatory and real estate matters.
He is counsel in a wide range of variable and fixed rate tax-exempt and taxable financing transactions involving state and local government, and not-for-profit organizations, such as hospitals, nursing homes and other health care entities, colleges and universities, and other charitable organizations. He has represented lenders and borrowers in financing transactions involving municipal bond insurance, letters of credit, standby bond purchase agreements, and ISDA swap transactions. Hal serves as borrower's counsel in FHA Mortgage Insurance programs. He is experienced with obligated group health care financing structures, secured lending, taxable and tax-exempt leasing structures, and not-for-profit corporate and real estate transactions. Hal counsels clients on New York regulatory matters involving the Department of Health, the offices of the Department of Mental Hygiene, the Department of Education and the Office of Children and Family Services.
For more than 12 years, Hal served as deputy general counsel for the Dormitory Authority of the State of New York where he handled a wide variety of financial transactions and related issues for health care and educational institutions. He also served as deputy general counsel for the New York State Office of Mental Retardation and Developmental Disabilities.