Tobias Lenz is lawyer and partner at Friedrich Graf von Westphalen & Partner. In addition, he is a professor for national and international commercial law at the Rhineland University of Applied Sciences (Rheinische Fachhochschule) in Cologne and the director of the Institute for Liability and Insurance Law (Institut für Haftungs- und Versicherungsrecht). Tobias’ main focus lies on contract law and general terms and conditions, product liability and insurance law, liability of managing directors and execute board members, D&O insurance, company and commercial law, inheritance law and preventive advice and litigation. He also acts as an arbitrator. Tobias is the author of numerous legal commentaries, articles, reviews and legal reference books and speaks German and English.