Stephen J. Redican - Borden Ladner Gervais LLP

Stephen J. Redican

Listed in Best Lawyers since 2012

Stephen Redican is a leading financial services lawyer and a partner in BLG's Toronto office. Stephen is the Toronto regional manager of BLG's Financial Services Group, the Toronto regional leader of BLG's Financial Services Regulatory Group and the Toronto regional leader of BLG's Derivatives Group.

Stephen practises Financial Services Law, specializing in Banking, Financial Institution Regulation, Structured Finance and Securitizations, Lending, Derivatives, and Payment Card and Payment Mechanisms.


Representing lenders and borrowers in numerous secured and unsecured financing transactions Particular experience in syndicated loans, cross-border loans, asset-based loans, project finance, loans relating to acquisitions and loans to income funds

Financial Institution Regulatory Compliance

Representing and advising financial institutions, including foreign banks, Schedule I, II and III banks, trust companies, investment dealers, mutual funds, crown corporations and other financial service companies and their affiliates, in a wide range of ongoing regulatory and compliance matters, including:

under the Bank Act and the Trust and Loan Companies Act and in applications to and orders and rulings from the Office of the Superintendent of Financial Institutions (OSFI);

under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act and in decisions from the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC);

in their financing, lending, payment card issuing and payment card processing businesses; and 

in their cost of borrowing, credit business practices, privacy and consumer protection regulatory compliance requirements

Structured Finance and Asset Securitization

Representing and advising financial institutions and corporations with respect to structured finance transactions and asset securitizations, including CMBS, MBS and rental portfolios, and the servicing and restructuring of securitization conduits

Since inception in 2001, representing Canada Mortgage and Housing Corporation and Canada Housing Trust No. 1 with respect to and structuring the leading Canadian mortgage-based securitization program, the Canada Mortgage Bond Program
Since inception in 2008, representing Canada Mortgage and Housing Corporation with respect to and structuring the $125 billion emergency bank funding Insured Mortgage Purchase Program involving purchases of insured mortgage pools from Canadian financial institutions

Derivatives, Payment Cards and Payment Mechanisms

Representing and advising banks, credit unions and other financial institutions, mutual funds, investment funds, corporations, municipalities and hospitals with respect to derivatives transactions, including credit default swaps, equity forwards, commodity swaps and conventional swaps

Representing and advising financial institutions and corporations with respect to payment card merchant processing, payment card issuing and payments systems matters

Representing financial institutions and corporations with respect to general corporate and commercial matters and consumer protection matters

McGill UniversityBA 1991OsgoodeLL.B 1994

Office Location

Bay Adelaide Centre, East Tower
22 Adelaide Street West
Suite 3400
Toronto, ON M5H 4E3

Practice Areas

Banking and Finance Law