David S. Bence - Frost Brown Todd LLC

David S. Bence

Listed in Best Lawyers since 2008
Phone: 513-651-6428

David is a member of the Firm and his practice is focused on three primary areas: Commercial Transactions, Aviation Finance, and Corporate/Business.  David has extensive experience representing both lenders and borrowers on financing transactions, including health care financing, revolving credit and term loan facilities, secured and unsecured working capital lines, multi-bank syndicated loans, bond financings enhanced by letters of credit, loan assumptions, and real property loans.  He also regularly advises manufacturing companies, distributors and service providers on a wide range of commercial matters, including product sales and distribution, consignment arrangements, warranties and warranty claims, maintenance agreements and consulting agreements.  In the corporate area, David has negotiated and documented numerous acquisition and divestiture transactions in the telecommunications, manufacturing and service industries.

David also regularly practices in the area of aviation finance, including mortgage financing and operating leases of aircraft, aircraft engines, and aviation parts.  He represents aircraft owners and operators in domestic and cross-border purchases, sales, financing and leasing of aircraft and related assets.

David has been selected by his peers as one of The Best Lawyers in America 2008-2013 editions.

University of MichiganBA 1987The Ohio State UniversityJ.D. 1990
American Bar AssociationCincinnati Bar AssociationOhio State Bar AssociationOhio State Journal on Dispute Resolution

Case History


Lender’s counsel for complex direct purchase bond financing transaction with a senior living facility.

Borrower’s counsel for $100 million asset-backed credit facility to steel manufacturer.

Assisted national bank with structuring and documenting letter of credit backed financing for senior living facility, including issues with Master Trust Indenture and related documents.

Borrower’s counsel for $200 million revolving credit facility for transportation company.

Lender’s counsel on term loan facility to regional airline, secured by aircraft engines and related aviation assets.

Office Location

Great American Tower, Suite 3300
301 East Fourth Street
Cincinnati, OH 45202
United States

Lawyer of the Year Awards

2012 Lawyer of the Year in Banking and Finance Law of the Cincinnati Metro Area
David S. Bence has earned a Lawyer of the Year award for 2012!

Practice Areas

Banking and Finance Law (Commercial Finance, Debt Finance, Finance, Uniform Commercial Code)