Charles N. Parrott - Adams and Reese LLP

Charles N. Parrott

Listed in Best Lawyers since 2007
Phone: 601-292-0782

Charles Parrott joined Adams and Reese in 2003 and became the Banking and Finance Practice Group Team Leader a year later. He has over 30 years of banking law experience and oversees the development of all aspects of the firm’s banking practice, including recruitment, and the firm’s relationship with major banking and financial services clients.


For 18 years, Charles was Assistant General Counsel and Senior Vice President for the former Deposit Guaranty Corporation/Deposit Guaranty National Bank in Jackson (now Regions Bank).  This significant in-house banking experience combined with his legal experience gives Charles a unique understanding of bank operations, culture and emerging issues.


His other significant contributions include:


  • Becoming a charter member of the Regions Bank Client Service Team, taking over as Team Leader on behalf of Adams and Reese in 2009.
  • Providing federal compliance counsel and Mississippi compliance counsel for GulfPak Corporation until its merger with Wolters Kluwer Financial Services, Inc., and continued representation for Wolters Kluwer on a variety of matters.
  • Serving as past Chairman of the Mississippi Bankers Association Bank Attorneys' Committee.


Charles offers substantial banking and financial services law experience, including the areas of commercial lending, credit policy and procedures, consumer finance, fair lending, credit scoring, real estate lending, title insurance underwriting, deposit issues, bank regulation, consumer compliance, vendor contracts, corporate law, insurance and expert testimony. In addition, he is a trained mediator and has taught banking law through the Mississippi College School of Law.

University of MississippiJ.D. Delta State CollegeBS
Mississippi Bankers AssociationMississippi Bar AssociationCapital Area Bar Association American Bar Association

Office Location

300 Renaissance
1018 Highland Colony Parkway, Suite 800
Ridgeland, MS 39157
United States

Lawyer of the Year Awards

2017 Lawyer of the Year in Financial Services Regulation Law of the Jackson-MS Metro Area2016 Lawyer of the Year in Litigation - Real Estate of the Jackson-MS Metro Area2015 Lawyer of the Year in Banking and Finance Law of the Jackson-MS Metro Area
Charles N. Parrott has earned a Lawyer of the Year award for 2017!Charles N. Parrott has earned a Lawyer of the Year award for 2016!Charles N. Parrott has earned a Lawyer of the Year award for 2015!

Practice Areas

Banking and Finance Law (Commercial Finance, Credit and Debit Card, Equipment Finance, Finance, Letters of Credit, Loan Documentation, Mortgage, Oil & Gas Lending, Real Estate, Regulatory, Secured Transactions, Transactions)
Corporate Law
Financial Services Regulation Law
Litigation - Real Estate